Personal Finance

A personal loan is an unsecured type of loan that is easy to get and is used for personal finance needs like medical expenses, home renovation expenses, travel expenses, luxury items expenses, clearing off the debt, paying credit card bills, covering medical expenses, covering wedding expenses, cove...

Home loans are the loans that you take so as to have a good home for yourself. Banks and NBFCs both offer home loans but a bank is regarded as a good option to take the loan from. Everyone wants to lower the expenses related to home loans. So let us know why banks are […]...

Floating Rate of Interest – Overview and Detailed Explanation While making any financial decision regarding loans, it is very necessary to have knowledge about the types of interest rates. There are two types of interest rates named as Floating Rate of Interest and Fixed Rate of Interest. A wi...

We get tax laws reformed every year during the budget. Some of them are favoring us and some are not. Understanding these tax laws is very important to help us save on our taxes. In India, taxes are applied on the basis of income slabs and there are various brackets where one could invest to [&helli...

Credit scores play a vital role in getting a loan sanction, and would also impact the interest rates at which the loan shall be sanctioned. Hence if you are looking to take up a loan or your personal business finances depend on short term loans then one must keep a good credit score. There are [&hel...