Things to consider before buying Home

Things to consider before buying Home

Home is one of the biggest asset for most of us, we indulge in our lifetime. Hence, it must be a thoughtful decision and must be made with careful considerations. It also leads one to borrow money and that loan amount remains there for almost half of your lifetime in your repayment list. Hence it...
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Benefits of Home Loan

Benefits of Home Loan

What is a Home Loan? A home loan is a loan amount that is taken from a lender, usually a bank or a NBFC, to purchase a home. Home loan is a secured type of loan where the purchased home is kept as collateral with the lender bank or NBFC until the loan amount is […]...
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Prepayment of Home Loan

Prepayment of Home Loan

Prepayment is a payment made towards your home loan before the due date. That is when one pays an excess amount towards his loan to repay his loan earlier, is called pre-payment of the loan. It not that simple in the financial world and it takes twirl when you dig deep into it. Let’s investigate [...
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Misconception on the Home Loan

Misconception on the Home Loan

Home buying could be a humongous task and if not planned properly could be a burden as most of the home loans last for the next 30 years and real estate business is a bit tricky. I can do without a real estate agent Going to buy a house without a real estate agent could […]...
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Whether to apply for a joint home loan

Whether to apply for a joint home loan

Applying for a joint home loan can come with its own pros and cons. One must not always go for a joint home loan until he understands all the related risks properly and it’s utmost necessary to apply for the same. There are also some benefits of applying for a joint home loan. Let’s investig...
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How to save tax

How to save tax

We get tax laws reformed every year during the budget. Some of them are favoring us and some are not. Understanding these tax laws is very important to help us save on our taxes. In India, taxes are applied on the basis of income slabs and there are various brackets where one could invest to [&helli...
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Mistakes to avoid before taking loan

Mistakes to avoid before taking a loan

We often think that taking a home loan will help us relieve us of all our pains of renting a house. However, this may not be true in most of the cases. Most of the fiscal policies levied by government are to boost the demand of falling demand for houses in the country. Hence, with […]...
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Home Loan for Purchase of Plot

Home Loan for Purchase of Plot

What is a Land Loan? Many of us don’t know that land loans are available in the market and only know about home and associated loans. However, most of the financial institutions to provide loan on land purchase as well. The underwriting and procedure for a home loan and land loan are very same, so...
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How to maintain a good Credit Score in india

How to maintain a good Credit Score

Credit scores play a vital role in getting a loan sanction, and would also impact the interest rates at which the loan shall be sanctioned. Hence if you are looking to take up a loan or your personal business finances depend on short term loans then one must keep a good credit score. There are [&hel...
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Should you take Home Loan

Should you take Home Loan

Loans are a bit skeptic thing in Indian terrain. In the old days, people use to pledge their precious belongings for a small loan amount to meet their dire needs but was never able to gain back their belongings even after years of payments. People with old mindset would say, one should never opt for...
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